Here’s What You Need to Know About Bail Bond For Motorcar Insurance
Driving a car entails a lot of responsibility. When you get involved in a car accident, part of that responsibility is shouldering any liability like injuries or damages that will occur during the accident. If you get involved in a criminal act while driving, you might be charged and imprisoned. You will remain in jail until you post bail.
Depending on the amount of bail, you may not have the money to pay for your bail out of your pocket. If you have car insurance, will your insurance provider shoulder the cost of the bail? Well, you will be surprised that some car insurance covers bail bonds up to a certain limit.
Bail and legal defense fees fall under liability coverage. So if you have car insurance, then the liability clause of your policy covers bail. Most probably your bail will be covered if your insurance policy meets the legal limit.
What Does Bail Bond Cover?
While your car insurance may cover bail, not all of them will be covered. For example, drunk driving may be covered by your insurance company. You got pulled over and charged with DUI. In order to be released from prison, you need to post bail. If the bail is within the limits of your policy, it will most likely be covered.
For a minor offense, your insurer could cover most of your bail. However, for the major ones, your insurance company may only cover a small portion of the total bail you need to post. This means that you may need to pay the rest of the amount from your own pocket.
What Is Not Covered By Bail Bond?
Car insurance will not only cover the amount of bail you need to pay but also other jail-related fees. For instance, if you need to appear in court because you were sued by the other driver for any injuries or death incurred, your insurance provider may compensate you for lost wages. If you need to be in court to defend yourself against a traffic violation resulting to your imprisonment, you might get a reimbursement from your insurance company.
Aside from that, your car insurance will also cover any legal fees should you end up in court. Surely, you will need to pay for the expenses for the attorney who will defend you from the lawsuit filed by the other driver. If there are other court fees, your insurance company has got you covered.
Your Car Insurance Will Also Cover Other Jail Fees
Car insurance will not only cover the amount of bail you need to pay but also other jail-related fees. For instance, if you need to appear in court because you were sued by the other driver for any injuries or death incurred, your insurance provider may compensate you for lost wages. If you need to be in court to defend yourself against a traffic violation resulting to your imprisonment, you might get a reimbursement from your insurance company.
Aside from that, your car insurance will also cover any legal fees should you end up in court. Surely, you will need to pay for the expenses for the attorney who will defend you from the lawsuit filed by the other driver. If there are other court fees, your insurance company has got you covered.
Talk to an Assurance.PH advisor about car insurance. For more details contact@assurance.ph / 09157052031 or 09052050402.