Motorcycle Protect (Product)

MOTORCYCLE
PROTECT

Ride With A Peace of Mind

Riding a motorcycle is one of the quickest ways to get around the streets of Metro Manila and nearby provinces. It also allows you to weave through traffic in the fastest way possible. However, motorcycle accidents are one of the most fatal leading to serious injuries or worse death. Records from the Metropolitan Manila Development Authority (MMDA) show that motorcycle accidents increased by 3.5% to 229 in 2020 from 221 the previous year. Actual numbers revealed 198 deaths and 10,226 injuries.

When you or your passenger gets seriously injured or dies in a freak motorcycle accident, the consequences could be costly if you pay the damages out of your pocket. The hospital bills and the repair costs can become a financial burden if you don’t have enough savings to cover the possible expenses you and your back ride may incur. . When you get involved in a motorcycle accident, Liberty Rider Pal can be heaven-sent.

No matter how safety conscious you are, there will always be a reckless driver out there. When you get involved in an accident, do you have ready cash to cover whatever costs you may incur? If your passenger also gets seriously injured, you may also have to shoulder their medical and hospital expenses. Get protection for you and your passenger with Liberty Rider Pal.

GET LIBERTY RIDER PAL INSURANCE

Liberty Rider Pal is a personal accident insurance and comprehensive motorcycle coverage that covers the cost of injuries or damages related to motorcycle-related accidents offered by Assurance PH. The insurance coverage is available to persons who are 18 – 60 years old. With Liberty Rider Pal.

COVERAGE OF PERSONAL ACCIDENT

Accidental Death and Disablement worth P50,000

Accidental Medical Reimbursement amounting to P5,000

Financial Assistance/Burial Expense valued at P5,000

Excess Bodily Injury amounting to P50,000

comprehensive motorcycle
insurance coverage:

Motorcycle (regular bikes below 400cc) brand new to 5 years

Motorcycle (400cc and up) Brand New up to 10 years

Voluntary Third Party Liability equivalent to P50,000

Acts of Nature based on the unit’s Fair Market Value

WHAT IS EXCLUDED FROM THE COVERAGE?

Loss or damage within the deductible

Consequential losses, depreciation, wear and tear, mechanical breakdown, failure, breakage

Damage to tires unless the motorcycle was damaged simultaneously with the accident

Malicious damage caused by the insured, any member of his/her family or by any person in the insured’s service up to the 2nd degree of consanguinity or affinity

Violation of traffic laws leading to the accident

How Many Policies Can Be Purchased?

If the insurance policy is purchased by a group, there will be one Master policy for the group accompanied by a Confirmation of Cover for all members. The insurance policy is subject to a declaration of a list of insured motorcycle riders.

With Liberty Rider Pal, you can have a fallback when you get involved in a serious motorcycle accident.