Your Definitive Guide To
Car Registration Renewal
Owning a car entails a lot of responsibility and part of it is renewing your car registration. Once the three years initial registration of your car is over, you need to renew your car’s registration. The LTO mandates every car owner to renew their car registration every year after the expiration of the initial three years. Failure to renew registration will subject you to payment of fines and penalties up to P10,000.
However, renewal of registration is not as easy as you think it is. There are certain guidelines that you need to adhere to. There are strict deadlines you should follow to avoid getting penalized. Renewing your car registration? Then read on and be guided.
When To Renew Registration?
The date of renewal of your car registration is based on its license plate number. The last digit of your license plate signifies the date of renewal while the second to the last digit is the week of the month you need to renew. For example, the last digit of your license plate is 0 and the 2nd to the last digit is 4. This means that you need to renew your car registration on the 4th week of October. Check out this guide for further guidance:
| Last Digit of Plate Number | Scheduled Renewal Month |
| 1 | January |
| 2 | February |
| 3 | March |
| 4 | April |
| 5 | May |
| 6 | June |
| 7 | July |
| 8 | August |
| 9 | September |
| 0 | October |
Weekly Deadline of Registration Renewal
| 2nd to the Last Digit of Plate Number | Weekly Deadline (Working Days) |
| 1st week = 1,2,3 | 1st to 7th day |
| 2nd week = 4.5.6 | 8th to 14th |
| 3rd week = 7,8 | 15th to 21st |
| 4th week = 9,0 | 22nd to the last day of the month |
Again, you need to strictly adhere to these schedules. Driving with an expired car registration carries a penalty of as much as P10,000 and the LTO may impound your vehicle.
What Are The Requirements for Registration Renewal?
The Land Transportation Office is very strict when it comes to renewal of registration. They want to prevent any illegal car ownership and want to ensure that all vehicles are roadworthy. If you are renewing the registration of a second hand car, make sure that it has been completely transferred under your name. Check out our article on transfer of ownership for your guidance.
If that has already been processed, you need to present the following documents for the renewal of your registration:
- Appropriate insurance Certificate of Cover (COC)
- Certificate of Emission Compliance (CEC)
- Photocopy of OR and CR payment
- Duly accomplished and approved Motor Vehicle Inspection Report (MVIR)
- Taxpayer’s Identification Number (TIN)
Renewing Your Car Registration
Renewal of your car registration is just like the initial registration of your car. The only difference is that your car needs to undergo inspection and emission tests. Once completed, you can proceed to the nearest LTO office to renew your car registration. However, it can be time consuming on your part. Assurance.PH can do the renewal of registration for you. For P5,300, we can do the legwork for you. Within 5 business days, your renewal of registration will be completed.
Car Registration Renewal Tips
Renewing your car registration can be a time consuming process. But you can take some steps in saving some of your time and complete the renewal of your registration. Here are some tips some advice on how to save time and money when renewing your car registration:
1. Register in advance
You may not be aware of it but you can renew your car registration two months in advance.You can do it during the coding days of your month of renewal to avoid long lines. This way, there will be a few people renewing because it is their coding days. This will also remove any stress due to last minute renewal.
2. Purchase your CTPL online
Purchasing your CTPL online also has its advantages. Getting your coverage online is almost 50% cheaper than those being sold around LTO offices. Some providers offer vouchers so you can save up on insurance rates. The Confirmation of Cover and insurance policy are instantly sent on your email. All you have to do is print and you’re all set.
3. Photocopy your documents
Below is the list of the required documents you need to photocopy for submission for private vehicles:
Certificate of Registration and Official Receipt payment
TIN Number
Certificate of Emission Compliance
Duly accomplished and approved Motor Vehicle Inspection Report (MVIR)
CTPL Insurance Certificate of Cover
4. Have your vehicle tested before renewal
Your vehicle needs to be in good condition during the renewal of your registration. From the lights to your engines, it should be in tip top shape or else you won’t be able to proceed to the next step if you fail the inspection. You will be asked to correct the defects and return for reinspection. If you pass, you will receive your MVIR.
Processing your renewal of registration can be time consuming and tricky. You can spare yourself from the hassle of long lines in the LTO by availing of registration renewal services from Assurance.PH. We can also help you with transfer of ownership and cancellation of encumbrance. You can get a bundled package of all three services for P20,000. For more information about our document services, you can contact Claudine Mayer (09157052031), Fritzie Salazar (09052050402), and Aileen Atienza (09563029631).